Accept cards in 47 countries from one integration
Tollgate routes cards, wallets and bank debits through a single API. Median authorization takes 380ms and money reaches your account in two business days.
2,943
$1.4B
PCI DSS Level 1
Attested March 2026
SOC 2 Type II
Report on request
3D Secure 2
On every card charge
99.995% uptime
Rolling 24 months
Three controls that lift authorization 6.2%
Tollgate scores every transaction, retries soft declines on a second acquirer, and pays out on your schedule. Merchants using smart routing moved authorization from 84.1% to 90.3%.
Median migration is nine working days
Tollgate imports your existing card tokens, runs both gateways in parallel while you verify, then cuts traffic over on your schedule.
01
Import your tokens
Send a PCI-format export from Stripe, Braintree or Adyen. Tollgate returns matching token IDs in under an hour.
02
Run both in parallel
Route 5% of live traffic through Tollgate and compare authorization side by side. Both gateways stay armed.
03
Cut over when ready
Move the remaining 95% with one dashboard switch. Rollback takes the same click and completes in under 30 seconds.
POST
/v1/charges
200 OK
One endpoint, three methods
card
Visa, Mastercard, Amex and Discover
apple_pay
Apple Pay, Google Pay and Click to Pay
ach_debit
ACH, SEPA and Bacs direct debit
Same response shape on all three
One API call covers cards, wallets and bank debits
Charge a card, pull an ACH debit, or take an Apple Pay tap through the same endpoint. Tollgate normalizes the response shape, so your reconciliation code stays identical across all twelve methods.
Recurring billing
Subscriptions, retries and dunning run inside the gateway.
135 currencies
Present local prices and settle to USD, EUR or GBP daily.
Every charge, refund and payout in one ledger
The dashboard shows each transaction with its acquirer, network response code and fee, updated within four seconds of the event.
Filter by method, country or risk score, export to CSV, or pull the same rows from the reporting API. Finance teams close the month against Tollgate instead of three separate acquirer statements.
See a live dashboard
Refund issued
Order 40218
- $144.00
18 Sep 2026
Interchange fee
September
- $24.00
12 Sep 2026
Apple Pay capture
Order 40233
+ $32.00
10 Sep 2026
ACH settlement
Payout 9114
+ $421.00
06 Sep 2026
Authorization rate
95%
90%
85%
80%
90.3%
Jun
Jul
Aug
Sep
Watch authorization by acquirer, hour by hour
Tollgate charts approvals, declines and fee load against the previous period. When an acquirer drops below its baseline, routing shifts traffic within 90 seconds and the chart annotates the switch.
Decline reasons
Every network response code grouped and counted, down to issuer level.
Seven year archive
Every request, response and webhook stored and searchable for audits.
Six platforms and six official SDKs
Drop in the plugin and take a live charge in about 20 minutes. Every SDK ships typed, versioned, and with a sandbox key that works before you sign anything.
Platforms
Languages
1.4% to start, 1.1% above $250k
One rate for every card, domestic and international. Standard and Growth are pay as you go, and you cancel in the dashboard.
Standard
1.4% + 20c
per successful card charge
For stores under $250k a month.
All twelve payment methods
Smart routing across two acquirers
Payouts in two business days
Dashboard and reporting API
Email support, 12 hour median reply
Open a sandbox account
Most merchants
Growth
1.1% + 20c
per successful card charge
From $250k a month, billed monthly.
Everything in Standard
Smart routing across four acquirers
Next business day payouts
Network tokens and account updater
Shared Slack channel, 1 hour median reply
Start a Growth trial
Enterprise
Interchange plus
priced on annual volume
For $10M a year and above.
Everything in Growth
Your own acquirer contracts
Same day payouts in 14 countries
Dedicated fraud model tuning
Named engineer, 15 minute response SLA
Book a 30 minute call
Refunds return the 20 cent fixed fee. Chargebacks cost $15 and are credited back when you win.
Eight things that change when you switch
Measured against a typical all-in-one processor, and against running your own acquirer contracts.
What changed for three merchants
Each figure below is one the finance team can pull from their own dashboard.
Authorization went from 84.1% to 90.3% in the first six weeks. That is roughly $310,000 a year we had been writing off as declines.
Priya Raghunathan
Head of Payments, Kettle and Spoke, Austin TX
We moved 41,000 stored cards off our old gateway in nine working days. Two failed to map, and both were already expired.
Daniel Okonjo
VP Engineering, Northmoor Rentals, Chicago IL
Month end close dropped from eleven days to four, because fees and payouts now reconcile in a single export.
Marta Ilves
Controller, Vale Optics, Portland OR
Built for the security review
Every document below downloads without a sales call. The SOC 2 report needs an NDA, and the rest does not.
Card data never lands
Tokenization happens in the browser through Tollgate.js. Your servers receive a token, and your PCI scope stays at SAQ A.
Keys you can rotate
Restricted API keys scope to a single endpoint and rotate on a schedule. Every call is logged with its key ID for seven years.
Data you can take back
Tokens export in PCI format on 24 hours notice. Deletion runs within 30 days and returns a signed certificate.
Questions merchants ask before they switch
Pricing, migration, timelines and card data, answered before you talk to anyone. Anything not covered here is answered by support within one business day.
What does Tollgate actually cost?
1.4% plus 20 cents per successful charge, dropping to 1.1% above $250k a month. Failed charges cost nothing, chargebacks cost $15, and there is no monthly platform fee or setup fee.
How long until we are live?
Median migration is nine working days. A test charge runs in about 20 minutes, and most of the nine days is you comparing both gateways on live traffic before cutting over.
What happens to my stored cards?
Tollgate imports your existing tokens in PCI format and returns matching IDs within an hour. Your saved cards keep working, and the same export runs in reverse if you ever leave.
Does card data touch our servers?
It never does. Tollgate.js tokenizes in the browser, so your servers only ever hold a token and your PCI scope stays at SAQ A. The Level 1 attestation and the SOC 2 Type II report are both downloadable.
Approve refunds and watch payouts from your phone
The merchant app pushes a notification on every dispute and approves refunds in two taps. Rated 4.7 by 1,180 reviewers.
